Neutral Agent Pay · by Vottun × Wirex

Charge an AI agent per API call.
Give your agent a budget.

The payment layer for the agentic economy: businesses monetize APIs over the x402 standard, and owners delegate bounded, revocable budgets to their agents through self-custodial Agent Spending Accounts on Stellar. Settled in USDC in seconds, with a reconciled fiat balance through Wirex.

$ GET /market-data/sentiment?asset=XLM
HTTP/1.1 402 Payment Required
price: 0.25 USDC · network: stellar · pay-to: GC4K...X7Q2
$ retry with X-PAYMENT (signed by agent key, policy-checked on-chain)
HTTP/1.1 200 OK · settled in 4.8s · tx 7f3a09...c1
Built withWIREXDFNSSTELLARx402
How it works

From agent request to money on the books

One SDK on the x402 standard, with every spending rule enforced on-chain and a clean path to fiat.

1

Delegate a budget

Create an Agent Spending Account in one guided step, with passkeys and no seed phrases, and give your agent a policy: caps, approved merchants, expiry.

2

Your agent pays per call

The agent buys data, inference or services over x402. Each payment is authorized against your policy on-chain. Out-of-policy spends fail before funds move.

3

Settled in seconds

Payments settle in USDC/EURC on Stellar in about 5 seconds at sub-cent cost: the economics that make per-call micropayments viable.

4

Fiat on the books

Merchants receive a reconciled fiat balance through Wirex's regulated rails, with every ledger entry mapped to its on-chain transaction.

The primitive

Agent Spending Accounts

AI agents are becoming economic actors, but nobody has a safe account to give them. The Agent Spending Account is a self-custodial smart account on Soroban that delegates a bounded budget to your agents, with every rule enforced on-chain and revocable in one message.

Per-agent spending capsMerchant allowlistsVelocity limits & expiryInstant revocationZero key management
For consumers

Your research agent, on a budget

Talk to an agent on Telegram that buys the market data each answer needs (sentiment, on-chain analytics, token scans) paying cents per query from your Agent Spending Account. You see every spend and can revoke with one message.

For businesses

AI spend with controls and an audit trail

Your business agents pay for the AI services they consume, like image generation and inference, from a company account with budgets, allowlists and per-use expense reporting. No wallets, no keys, no crypto expertise.

For developers

Live in an afternoon

Declare paid endpoints on the merchant side; point your agent at them on the client side. The SDK handles challenges, signatures, retries and settlement.

Charge for your API
app.use(x402({
  "/market-data/*": { price: "0.25 USDC" },
  "/inference/*":   { price: "0.05 USDC" }
}));
Let your agent pay
const agent = new AgentWallet({
  account: asaAddress,     // Agent Spending Account
  signer:  dfnsAgentKey    // bounded key, policy on-chain
});
const res = await agent.fetch(url); // 402 handled
Open infrastructure

An open primitive, built on proven rails

The Agent Spending Account contracts are open source on Soroban. Built by Vottun with Wirex as lead partner (live USDC/EURC settlement on Stellar, principal member of Visa and Mastercard) and DFNS MPC key infrastructure.